Sr. Credit FP&A Analyst at Jobgether – Germany

This position is posted by Jobgether on behalf of a partner company. We are currently looking for a Sr. Credit FP&A Analyst in Germany.

This role offers an exciting opportunity to drive strategic financial planning within a fast-evolving credit environment. As a key contributor to credit performance and forecasting, you will bridge finance, accounting, and product teams to deliver meaningful insights that influence business decisions. Working in a highly data-driven setting, you will analyze credit portfolios, monitor risk indicators, and support the design of sustainable growth strategies. The position combines analytical rigor with business acumen, allowing you to directly impact credit policies and product innovation. You’ll operate in a collaborative, fast-paced environment where autonomy and ownership are encouraged. This is an ideal role for professionals eager to shape financial outcomes through deep analysis and cross-functional influence.

• Analyze and interpret credit performance metrics, including portfolio trends and origination data, to provide actionable business insights
• Act as the primary liaison between finance, accounting, and credit teams to reconcile financial and management reporting
• Monitor and explain movements in credit provisions, including allowance for doubtful accounts, from both financial and operational perspectives
• Conduct scenario analysis and simulations to assess the impact of new products, credit policies, and strategic initiatives
• Lead forecasting processes for credit performance, supporting budgeting cycles and financial planning activities
• Collaborate with cross-functional stakeholders to align credit strategies with broader business objectives
• Develop and maintain reporting tools, dashboards, and models to enhance decision-making and visibility

Requirements:

• Bachelor’s degree in Business Administration, Economics, Accounting, or a related field
• Proven experience in FP&A, accounting, or financial analysis with a strong focus on credit operations
• Solid understanding of credit metrics such as delinquency rates, roll rates, write-offs, ROI, and provisioning
• Hands-on experience with credit products, including personal loans, consumer credit, or credit cards
• Strong analytical mindset with the ability to translate complex financial data into clear business insights
• Proficiency in spreadsheets and data analysis tools, with experience working with large datasets
• Knowledge of financial systems, reporting frameworks, and reconciliation processes
• Familiarity with financial services domains such as lending, payments, or risk management is a plus
• Strong communication and stakeholder management skills in a cross-functional environment

Benefits:

• Competitive, market-aligned compensation package
• Fully remote work setup with flexibility to work from anywhere
• Monthly home office allowance to support your remote environment
• Comprehensive health and dental coverage with no co-pay
• Life insurance coverage for added security
• Flexible meal allowance to suit your lifestyle
• Access to wellness and fitness programs
• Inclusive and diverse work environment that values individuality and collaboration