Flood Insurance Risk Manager at Fulton Bank – Remote, Pennsylvania

Requisition ID: 2026-23386
Category: Operations
# of Openings: 1
Position Type (Portal Searching): Full-Time
Remote
Lancaster
FLSA Status: Exempt

Value Proposition

Our values define us and our culture inspires us to change lives for the better. Our employees are the heart and soul of our company, and every success we experience begins with them. Together we are committed to making a positive impact in our local communities. We champion a culture of continuous learning, work-life integration, and inclusion. We promote a digitally enabled work environment to continuously enhance the experience of our employees and customers.

Overview

This is a full-time career opportunity that can be remote within the Fulton Bank footprint as follows: DC, DE, MD, NJ, PA, VA. Must have the ability to be onsite once per quarter at our headquarters location in Lancaster, PA

The Manager, Flood Insurance Risk serves as the first line of defense leader responsible for overseeing adherence to the Bank's Flood Disaster Protection Act (FDPA) compliance program. This role leads a specialized team that performs pre-closing flood compliance reviews for all real estate–secured lending across commercial, consumer, and residential portfolios. The position ensures the Bank's flood compliance meets regulatory expectations, reduces operational and credit risk exposure, and supports safe and sound lending practices across all lines of business.

Responsibilities

• Directs all operational activities related to the Bank’s pre-closing flood compliance department. Builds, mentors, and manages a high-performing team with subject matter expertise. Establishes standards for accuracy, documentation quality, and workflow efficiency. Creates a culture of accountability, performance, and professional growth. Serves as an escalation point for complex or high-risk flood insurance events. Partners with Operations, Compliance, Credit, Audit and other stakeholders to ensure compliance with regulatory requirements and the Bank’s policies and procedures.
• Leads the flood compliance program for Fulton Bank, serving as the subject-matter authority on regulatory requirements, policy and procedures, and risks and controls. Defines the strategic direction for the program, ensuring alignment with the Bank’s risk, credit, and operational objectives. Advises senior leaders, lending executives, and credit partners on regulatory expectations and emerging risks. Owns policies, procedures, and controls related to FDPA compliance. Maintains a risk-monitoring framework to identify gaps and emerging risks.
• Leads flood compliance components of regulatory exams, audits, self-testing, and M&A activities. Represents the function in governance forums and system implementations.
• Develops and maintains proficiency with the bank’s Loan Origination Systems and third-party applications, including Microsoft Office and the flood determination vendor’s ordering system. Utilizes external mapping applications to perform research of collateral properties to identify structures on collateral properties.

Qualifications

Education

Bachelor's Degree or the equivalent experience. Specialty: Business Administration, Finance, Risk Management, or related field. (Required)

Master's Degree or the equivalent experience. Specialty: Business Administration, Finance, Risk Management, or related field. (Preferred)

Experience

7 or more years lending, compliance, or bank operations experience. (Required)

3 or more years supervisory or people management experience. (Required)

3 or more years insurance experience. (Preferred)

Knowledge, Skills, and Abilities

• Strong verbal and written communication skills, including ability to prepare and present training (Required)
• Organizational skills to prioritize the department’s work and meet deadlines (Required)

Sponsorship Statement

As a condition of employment, individuals must be authorized to work in the United States without sponsorship for a work visa by Fulton Bank currently or in the future.

EEO Statement

Fulton Bank (Fulton) is an equal opportunity employer and is committed to providing equal employment opportunity for all qualified persons. Fulton will recruit, hire, train and promote persons in all job titles, and ensure that all other personnel actions are administered, without regard to race, color, religion, creed, sexual orientation, national origin, citizenship, gender, gender identity, age, genetic information, marital status, disability, covered veteran status, or any other legally protected status.