Mortgage Loan Originator at UNITED COMMUNITY BANK

Mortgage Loan Originator

Locations: AL, FL, GA, NC, SC & TN

***Requires NMLS registration***

Who we are: At United Community Bank, we believe in combining top-of-the line financial solutions with award-winning satisfaction for our customers and employees. United Community Bank is known for excellent services; it is part of our foundation and is one of our guiding principles. We call ourselves The Bank that SERVICE Built to remind us every day of our brand promise.

Essential Duties and Responsibilities – MLO:

• Develop business through maintaining contact with realtors, builders, developers and construction lenders.
• Maintain knowledge of available loan products, processing procedures, and underwriting and general department guideline
• Interviews potential customers and answers questions about various types of mortgage loans.
• Reviews, analyzes, and processes mortgage loan requests. Reviews application and initial loan documentation for compliance to investor, state and federal lending requirements
• Responsible for ordering verifications of employment, deposits, mortgage, and rental.
• Collect appropriate documentation from each applicant and deliver loan package in the timeframes set by Management.
• Input information from application and verifying documentation into Mortgageware.
• Maintain high levels of customer service while managing each applicant’s expectations.

Required Qualifications - MLO:

• Minimum two (2) years of residential mortgage loan origination
• NMLS Registration
• Familiar with FHA, VA, and USDA guidelines
• Proficient in sales and service skills; including tele-consulting, prospecting, and networking.

Conditions of Employment:

Reports to

Regional Sales Manager

Supervisory Responsibility

This position has no direct reports

Available Locations

AL, FL, GA, NC, SC or TN

Other

We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity and/or expression, status as a veteran, and basis of disability or any other federal, state or local protected class.

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.