Processor at Swift Home Loans Inc – Birmingham, Michigan

Mortgage Loan Processor

Position Overview:
We are seeking a detail-oriented and deadline-driven Loan Processor to join our team. In this role, you will take ownership of loan files after underwriting approval, ensuring all conditions are accurately satisfied and the loan is fully cleared for closing. This position is critical to maintaining compliance, accuracy, and a smooth borrower experience from conditional approval through funding.

Key Responsibilities:

• Review underwriter-approved loan files and clearly identify all outstanding conditions.
• Communicate required conditions to borrowers, loan officers, and third parties in a timely and professional manner.
• Collect, review, and verify documentation to satisfy underwriting conditions.
• Analyze updated documents (income, assets, credit, title, insurance, etc.) for completeness.
• Submit condition packages to underwriting for final review and approval.
• Coordinate with title companies, escrow officers, and closing departments to prepare files for closing.
• Maintain accurate loan status updates within the loan origination system.
• Manage pipeline deadlines to ensure on-time closings.
• Resolve issues proactively to prevent delays.

Qualifications:

• 2+ years of mortgage processing or underwriting experience.
• Strong knowledge of conventional, FHA, VA, and/or investor guidelines.
• Excellent organizational skills and attention to detail.
• Ability to analyze financial documentation and identify discrepancies.
• Strong written and verbal communication skills.
• Experience with loan origination systems and document management platforms.
• Ability to manage multiple files in a fast-paced environment.

Preferred Skills:

• Experience working directly with underwriters to clear complex conditions.
• Strong understanding of guidelines and regulatory requirements.
• Problem-solving mindset with a customer-focused approach.

Why Join Us?

• Collaborative team environment
• Competitive compensation
• Opportunity for growth and advancement
• Fast-paced, results-driven culture

If you thrive on precision, accountability, and helping loans cross the finish line, we encourage you to apply.

Job Type: Full-time, on-site
Schedule: Monday–Friday, 8:00 AM – 5:00 PM (1-hour lunch)
Compensation: $65,000 – $100,000 annually (base salary plus commission)
Requirements: Must be able to commute to Birmingham, MI. Remote work is not available.

Benefits: 401(k), Health, Vision, and Dental

DISCLAIMER
The responsibilities and duties described above are essential functions of the role and are subject to reasonable accommodation and change. All listed job requirements represent the minimum level of knowledge, skills, and/or ability necessary to perform the job successfully. Team members may be asked to perform additional job-related duties as requested by their supervisor, subject to reasonable accommodation. This job posting does not constitute a contract of employment, either express or implied. Employment with Swift Home Loans is at-will and may be terminated at any time by either party, with or without cause or notice. Swift Home Loans is an Equal Opportunity Employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. By submitting an application, you acknowledge and consent to any job-related communication, including potential call recordings for quality assurance and training purposes.