Mortgage Funder at Independence Home Loans – Scottsdale, Arizona

Mortgage Funder

About Independence Home Loans

Independence Home Loans is a trusted mortgage lender committed to helping individuals and families achieve homeownership through reliable guidance and personalized lending solutions. Our success is built on integrity, accuracy, and a collaborative team environment that prioritizes exceptional service and execution.

Position Summary

Independence Home Loans is seeking a detail-oriented Mortgage Funder to support the final stages of the loan process. This role is responsible for reviewing closed loan files, satisfying funding conditions, and ensuring timely disbursement of loan proceeds. The Mortgage Funder will work extensively within Encompass and partner closely with the Closing team to ensure all loans are funded accurately, compliantly, and on time.

The ideal candidate is organized, deadline-driven, and comfortable managing multiple files in a fast-paced environment.

Key Responsibilities

• Review closed loan packages for accuracy, completeness, and compliance with company, investor, and regulatory guidelines
• Clear all prior-to-funding conditions and validate funding readiness
• Prepare and authorize wire requests and loan disbursements
• Update and manage loan files within Encompass
• Collaborate closely with Closers, Closing Management, and internal teams to resolve funding issues
• Communicate with title companies and settlement agents to ensure timely funding
• Identify discrepancies or missing documentation that may delay funding and escalate as needed
• Maintain strong attention to detail while meeting funding timelines and service standards

Qualifications

• 1+ year of experience in mortgage funding, closing, or post-closing
• Hands-on experience working in Encompass
• Solid understanding of loan documents, closing disclosures, and funding requirements
• Strong organizational skills with the ability to manage multiple deadlines
• High level of accuracy and attention to detail
• Effective communication and problem-solving skills
• Knowledge of investor and compliance guidelines preferred

Why Join Independence Home Loans

At Independence Home Loans, we foster a collaborative and supportive culture where team members are set up for long-term success. We offer competitive compensation, comprehensive benefits, and opportunities for professional growth—all while making a meaningful impact by helping borrowers achieve their homeownership goals.

If you are a motivated mortgage professional who takes pride in accuracy, teamwork, and timely execution, we encourage you to apply and grow your career with Independence Home Loans.