Product Owner at Cash Flow Management – Gilbert, Arizona

Lead the Way to Intelligent Banking with Us!

You might not think about what happens behind the scenes when you check your bank balance or deposit a check from your phone, but we do. Every day.

Kinective empowers banks and credit unions to move beyond keeping up with technology to shaping the future of banking. Our platform seamlessly connects the right tools, delivers real-time data, and drives smarter operations for more than 4,000 financial institutions nationwide. We are a fast-growing team built on individual ownership, company-wide collaboration, and setting industry-leading standards. Here, new ideas are encouraged, candid feedback is welcomed, and your growth truly matters as much as the company’s. At Kinective, we are leading the way to intelligent banking together and enjoying the journey along the way.

Why This Role Matters

The Product Owner at Kinective acts as the maestro of innovation, orchestrating features and functionalities that revolutionize how banks and credit unions groove with cutting-edge tech. Imagine being the visionary who turns customer dreams into reality, bridging the gap between old-school banking systems and sparkling new financial solutions!

This role is all about keeping the rhythm alive—juggling priorities, refining ideas, and making magic happen for our clients. As a Product Owner, you’ll lead the charge to ensure every solution not only works like clockwork but also adds a little pizzazz to the everyday banking experience.

At Kinective, our Product Owners help shape the future of intelligent banking by turning customer needs, business goals, and regulatory requirements into powerful product capabilities. You’ll sit at the intersection of ideas and execution, partnering with stakeholders and development teams to transform complex challenges into elegant, scalable solutions.

This role blends strategy, collaboration, and delivery. You’ll guide features from concept to launch, keep priorities moving forward, and ensure every release makes life easier for the banks and credit unions we serve. If you enjoy solving real-world problems with smart people and shipping products that matter, you’ll feel right at home here.

What you’ll own
Requirements Management & Feature Development

• Define and drive product releases for your Kinective product line, supporting banking and fintech stakeholders
• Translate complex business and regulatory requirements into clear product features and user stories with actionable acceptance criteria
• Collaborate with data engineers, analysts, and architects to design scalable, secure, and high-performing product capabilities and integrations
• Balance near-term customer needs with the long-term evolution of the platform

Product Backlog & Agile Delivery

• Own and prioritize the product backlog so development teams can focus on the highest-value work
• Continuously refine user stories and requirements as new insights, feedback, and priorities emerge
• Support Agile delivery practices and help keep teams aligned on scope, timelines, and outcomes

Cross-Functional Collaboration Product Launch & Lifecycle Management

• Act as the bridge between business and technical teams, ensuring ideas turn into practical solutions
• Partner closely with Product, Engineering, Design, Marketing, and Customer teams to align priorities and drive shared goals
• Foster an environment of open communication, curiosity, and collaborative problem solving

Product Launch & Lifecycle Management

• Coordinate product releases, including defining scope, supporting user acceptance testing, and ensuring teams are ready for launch
• Work closely with Engineering and QA to address issues and deliver reliable, high-quality features
• Embrace an iterative approach—shipping improvements regularly, learning from feedback, and continuously enhancing the product experience

How We’ll Measure Success

• Successful product releases delivered on time with clear value for customers and stakeholders
• Well-managed product backlogs that keep development teams focused on the highest-impact work
• Strong cross-functional alignment between Product, Engineering, and business teams
• High-quality user stories and requirements that enable efficient and predictable development cycles
• Continuous product improvement, informed by user feedback, data insights, and evolving market needs
• Meaningful contributions to Kinective’s mission, helping financial institutions operate more intelligently through innovative technology

Success here isn’t about checking boxes – it’s about propelling Kinective’s mission to lead the way to intelligent banking. You must bring excellence to your craft, balance resourcefulness with respect, share and celebrate unique expertise and diverse perspectives, and continuously raise the bar as we innovate and grow.

Necessary Qualifications & Competencies

• Bachelor's degree in Business, Computer Science, Information Systems, or a related field.
• 1-3 years of experience within a Product Management organization?or industry equivalent knowledge.
• Proven success in delivering, implementing, or supporting products from concept to launch.
• Understanding of agile methodologies, with experience in Scrum or Kanban?preferred.
• Proven track record of successfully managing, launching, and/or iterating on products.
• Familiarity with product management tools such as JIRA, Trello, Figjam or similar platforms?.

Pay, Benefits & Total Rewards

$75,000 – $95,000

The salary range listed reflects the minimum and maximum for this role. Individual compensation is based on experience, qualifications, job-related skills, location, and internal equity, and most offers are not made at the top of the range.

Base pay is one part of Kinective’s Total Rewards package. Depending on the role, employees may also be eligible for bonuses, commissions, or equity. All employees have access to a competitive benefits package designed to support health, well-being, and financial security, including:

• Comprehensive health coverage (medical, dental, vision, prescriptions, life & disability)
• Flexible PTO, 11 company holidays, and generous parental and caregiver leave
• An immediately vested 401(k) with company contributions
• Wellness resources and professional development opportunities

If you’ve made it this far, we’d love to hear from you. Apply to start the conversation, even if you’re not sure you check every box. Learn more about Kinective at www.kinective.io.

Please note that this role does not currently offer sponsorship opportunities.