Mortgage Loan Originator at Central Banschares – Muscatine, Iowa

Are you a relationship-driven lending professional who enjoys helping customers achieve their homeownership goals? We’re looking for a Mortgage Loan Originator to join our team and provide exceptional service throughout the mortgage lending process.

As a Mortgage Loan Originator, you will build and strengthen customer and community relationships, guide borrowers through mortgage options, and manage loans from application to closing. This role is ideal for someone with strong communication skills, sales drive, and a passion for helping others.

Key Responsibilities

• Develop and maintain relationships with customers, realtors, builders, and community partners to generate mortgage business.
• Conduct loan consultations with prospective borrowers to determine financing needs and recommend appropriate mortgage products.
• Assist customers with completing loan applications and gather supporting documentation.
• Manage each loan through the origination process, working closely with processors and underwriters.
• Ensure all loans are closed and processed efficiently and accurately.
• Ensure all applications meet compliance, regulatory, and internal policy requirements.
• Represent the bank at community events and networking opportunities to enhance business development efforts.
• Maintain up-to-date knowledge of mortgage products, pricing, and market trends.

• High school diploma or recognized equivalent required.
• Bachelor’s degree from a four-year college or university; or relatable work experience in mortgage lending, accounting, or finance.
• Prior mortgage lending or financial services experience preferred.
• Current NMLS registration or the ability to obtain it upon hire.
• Strong customer service, communication, and relationship-building skills.
• Ability to generate new business and meet production goals.
• Ability to perform general financial computations and mortgage calculations.
• Working knowledge of basic underwriting for residential mortgages.
• Ability to maintain a high level of confidentiality when handling sensitive information.
• Detail-oriented with strong organizational and follow-through skills.
• Proficient with technology and basic Microsoft Office applications.