Director of Product – Payments at BlytzPay – Draper, Utah

About BlytzPay

BlytzPay is a fast-growing fintech modernizing payments in complex, regulated repayment environments — including BHPH, Property Management, and Consumer & Commercial Collections.

We help businesses recover revenue more efficiently while expanding access to responsible payment solutions for underbanked consumers.

At BlytzPay, payments aren’t checkout flows — they’re regulated financial infrastructure.

www.blytzpay.com

Director of Product – Payments

Debt Repayment, Collections & Regulated Verticals

📍 Draper, UT (On-Site)

The Role

The Director of Product – Payments owns the strategy, economics, and regulatory integrity of our payment platform.

This role sits at the intersection of:

• Acquiring & sponsor bank relationships
• Financial performance & margin optimization
• Network and regulatory compliance
• Repayment outcomes & recovery performance
• Emerging payment rail innovation

You’ll be accountable for how money moves, what it costs, how it performs, and how it scales safely across regulated repayment use cases.

This is a senior leadership role with strategic authority and hands-on ownership.

What You’ll Own💰 Payment Economics & Margin Performance

• TPV growth and Net Revenue % across all rails
• Payment P&L by rail, use case, and vertical
• Interchange optimization and routing strategy
• Least-cost routing across Card, PIN debit, ACH, RTP, FedNow, and emerging rails
• Processor and sponsor bank commercial relationships

🧭 Product Strategy (Regulated Repayment Focus)

• Payment acceptance across BHPH, collections, and property management
• Flows that improve cure rates, reinstatements, and recovery outcomes
• Reduced chargebacks, ACH returns, and dispute exposure
• Product decisions aligned with consumer protection and regulatory boundaries

🛡 Regulatory & Network Stewardship

• PCI-DSS, NACHA, Visa, Mastercard, debit network compliance
• Sponsor bank expectations and audit readiness
• Product guardrails that scale responsibly
• Close partnership with Risk & Compliance

🚀 Innovation & Emerging Rails

• Evaluation and scaling of RTP, FedNow, and alternative payment methods
• Commercial and compliance-driven rollout of new rails
• Architecture built for multi-vertical expansion

🤝 Executive Cross-Functional Leadership

• Internal SME on acquiring and repayment flows
• Partnership with Engineering, Risk, Finance, Sales, and Operations
• Clear executive-level communication on payment performance

What Success Looks Like

• Sustainable TPV growth with improving Net Revenue %
• Lower cost per transaction through smarter routing
• Expanded payment methods without increased compliance risk
• Scalable, regulator-ready payment architecture
• Strong processor and sponsor bank partnerships

What We’re Looking For

• 8–12+ years in fintech or payments product leadership
• Direct experience in payments acquiring (not issuing-only)
• Experience in regulated repayment environments (collections, lending, BHPH, property management)
• Deep understanding of interchange economics and routing
• Experience working with processors, sponsor banks, and network compliance teams
• Proven ability to operate in a scaling, fast-paced environment

Who Will Thrive Here

This role is best suited for product leaders who have worked close to the core of payments infrastructure — not just surface-level checkout experiences.

You’ll likely thrive if you:

• Have owned or influenced payment margins or unit economics
• Understand the real-dollar impact of different payment rails
• Have worked in regulated repayment or high-risk acquiring environments
• Are comfortable balancing growth, compliance, and risk
• Are accountable for revenue outcomes — not just feature delivery

Why This Role Matters

At BlytzPay, payments are the product.

Decisions in this role directly impact revenue, regulatory exposure, and long-term scalability.

If you care deeply about how money actually moves — what it costs, how it performs, and how it operates within regulatory guardrails — you’ll feel right at home.