Mortgage Junior Loan Officer at Banner Bank – Eugene, Oregon
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About This Position
Responsible for originating real estate loans from various sources: Realtor business developed through a structured outside calling program, contractors (both Banner Bank customers and others), referrals from branch personnel, general public through normal business relationships (i.e. service organizations, friends, acquaintances, etc.), and walk-in and call-in customers.
Responsible for ensuring originated loans are set up in the Bank's computer system and processed through for submission to underwriting.
Identify opportunities and provide financing sheets for listings and Realtor/builder open houses. Attend weekend open houses and/or subdivisions for loan solicitation purposes.
Responsible for attending regular Realtor Association and Builder Association meetings.
Responsible for attending closing signing appointments as needed.
Responsible for attending internal training sessions, internal sales meetings, and external training opportunities as assigned.
Responsible for being available to take applications or meet with clients at Bank branch locations.
Responsible complying with policies, procedures, security requirements, and government regulations.
- H.S. Diploma: required (an equivalent combination of education and experience may be considered)
- 2 or more years of experience in residential mortgage origination required
- Proven history of success in consistent closing and funding of loans to meet sales goals.
- Knowledge of mortgage loan origination processes and procedures, regulations, and underwriting.
- Possess effective presentation, verbal and written communication, and negotiation skills.
- Knowledge of current market competition, sales strategies, trends, and activity.
- Knowledge of federal and state laws and regulations relating to real estate lending.
- Up to 20%
- Base salary of $3,800 monthly
- Excellent commission structure
- Comprehensive employee benefits, including: medical, dental, vision, LTD, STD and life
- Paid vacation time, sick time and 11 company paid holidays
- 401k (with up to 4% match)
- Tuition reimbursement