Director, Speciality, Multicultural, and Innovative Insurance Product Solutions in United States at Jobgether
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Job Description
This position is posted by Jobgether on behalf of a partner company. We are currently looking for a Director, Speciality, Multicultural, and Innovative Insurance Product Solutions in the United States.
This is a senior product leadership role focused on shaping the future of differentiated health insurance offerings for diverse and high-need populations. You will own the end-to-end strategy, design, and performance of specialized insurance products, with a strong focus on multicultural segments, affordability initiatives, and innovative benefit structures. Operating at the intersection of product, clinical design, and market strategy, you will drive solutions that improve access, equity, and healthcare outcomes. This role requires deep analytical thinking and strong cross-functional collaboration across actuarial, clinical, regulatory, and commercial teams. You will also lead innovation efforts that redefine how insurance products are structured and delivered. With a strong external and internal leadership presence, you will influence product direction while ensuring regulatory compliance and operational scalability.
- Define and own the full lifecycle strategy for specialty, multicultural, and innovative insurance products, including launch, evolution, and retirement decisions based on performance and market needs.
- Identify opportunities driven by member needs, health disparities, cost trends, and utilization insights to shape new and improved product offerings.
- Develop product intents, roadmaps, and investment strategies aligned with enterprise goals for growth, affordability, equity, and quality outcomes.
- Lead innovation in benefit design, cost structures, and clinically informed plan models tailored to specific populations and emerging healthcare needs.
- Oversee financial and performance tracking, ensuring products meet targets and adjusting strategies based on data-driven insights.
- Partner across actuarial, clinical, legal, and regulatory teams to ensure compliant, scalable, and effectively executed product development and filings.
- Build and lead cross-functional execution efforts across product development, launch readiness, and post-launch performance optimization.
- Bachelor’s degree or equivalent professional experience in business, healthcare, or related field.
- 10+ years of experience in commercial insurance product development and management.
- 8+ years of leadership experience managing teams, including managers or senior individual contributors.
- Strong experience building and evaluating business cases, including forecasting, ROI analysis, and long-term financial modeling.
- Deep understanding of insurance product design, healthcare markets, and regulatory environments.
- Proven ability to lead cross-functional initiatives and influence stakeholders across complex organizations.
- Strong analytical, strategic thinking, and communication skills with the ability to translate insights into executive-level recommendations.
- Experience with multicultural, underserved, or affordability-focused healthcare products is highly valuable.
- Ability to travel up to 25%.
- Competitive annual base salary ranging from $162,453 to $236,911 depending on location and experience.
- Annual performance bonus eligibility.
- Comprehensive medical, dental, and vision insurance coverage.
- 401(k) retirement plan with employer contributions.
- Unlimited vacation program, paid holidays, and paid sick leave.
- Paid parental leave and additional family support benefits.
- Life and disability insurance coverage.
- Wellness reimbursements and access to employee support programs.
- Remote-first work flexibility within eligible U.S. states.