What is the role of a Commercial Lender at KS StateBank?

The Commercial Lender position at KS StateBank is a Full-Time opportunity in the Manufacturing field.

Where is this Commercial Lender job located?

Wichita, Kansas, 67202, United States

What is the expected salary for this Commercial Lender job?

$80,000 – $140,000 Yearly Salary

How can I apply for the Commercial Lender position at KS StateBank?

You can apply directly through the application link provided.

Commercial Lender at KS StateBank

Position Description:

We are looking for a seasoned commercial lender who has at least five years of commercial lending experience with a high level of understanding of all commercial banking products with a proven ability to market services to qualified prospects.

As a Commercial Lender with KS StateBank, you are responsible for managing relationships with our customers and creating new business relationships. This role requires an understanding of the financial industry, a commitment to community engagement and an ability to bring in new business for the bank. You are responsible for identifying, soliciting and developing attractive lending and deposit opportunities. You are also required to make good business decisions to avoid losses and to diligently collect and liquidate non-performing loans and accounts.

This lending position may be a good fit for someone with experience in consulting and client relationship management as well someone who is a leader with a proven track record of client growth and retention. If you are highly motivated, detail oriented, can work under pressure, manage multiple priorities, meet deadlines, have the ability to work both independently and in a team environment, are self-motivated to succeed, and have the ability to make quick, logical decisions this may be the position for you.

For over 55 years, KS StateBank has balanced home-town banking values with a respected nation-wide presence. From our Retail team to our Lending teams, our employees are focused on creating positive experiences for our clients by providing incomparable knowledge, outstanding solutions, and exemplary service. Our focus isnt just on our clients, at KS StateBank we also strive to achieve mutual investment in our employees for long-term organizational and personal success.

We currently have a full-time position available Monday through Friday, working 40 hours per week. Wages start at $80,000 - $140,000 based on experience.

Employee benefits include 401k, health, dental and vision insurance and paid time off.

Job Responsibilities:

Establish, develop and maintain aggressive/direct prospect calling and high-quality relationship management

Maintain a sound and profitable loan portfolio with maximum income and minimum losses while collaborating with Credit Risk to ensure the loan committee has all relevant information to make accurate loan decisions

Minimize problem credits and/or delinquencies by maintaining high credit standards, documentation procedures and timely collection efforts

Proactively collect information from borrowers to ensure loans can be closed in a smooth and timely fashion

Act ethically at all times and ensure all actions are in compliance with regulations and applicable laws while staying knowledgeable of industry regulations

Maintain up to date and complete knowledge/understanding of the banks lending and depository processes and procedures to ensure compliance

Represent the bank at all times (cognizant of how your actions may affect the banks reputation in the community)

Required to participate in business and community events that will increase the banks visibility to enhance growth and build relationships

Required to participate in the banks call program and provide accurate up to date information to management to ensure bank visibility and community engagement

Remain up to date on all new businesses, local organizations with a focus on enhancing the banks community presence

Maintain a good relationship with other service providers (example: loan brokers, accountants, real estate agents, business and community leaders, attorney, etc.)

Develop a collaborative customer-centric approach to all banking operations, promoting excellent customer service and satisfaction

Observe and/or analyze a customers or potential customers business and finances to recommend specific product(s) to improve the customers financial situation

Assist in recruiting, training and developing a high-performing team, fostering a culture of collaboration, innovation and continuous improvement

Provide mentorship and guidance to our staff while encouraging professional growth and development

Demonstrate appreciation and empathy for our staff while fostering a culture of understanding and gratitude along with recognizing and encouraging continue improvement

Assumes responsibility for related duties as required or assigned

Knowledge, Skills and Abilities:

High School Graduate or GED required; Bachelors Degree or higher in a business related degree preferred

Five or more years of commercial lending or related experience preferred

Experience in making credit decisions preferred

Experience in consulting and client relationship management; leader with a proven track record of client growth and retention

High level of understanding of all commercial banking products with a proven ability to market services to qualified prospects

Detail oriented, ability to work under pressure, manage multiple priorities, meet deadlines, ability to work independent and in a team environment, self-motivated to succeed, ability to make quick logical decisions

Excellent verbal, written and interpersonal skills

Ability to communicate clearly and professionally with all staff in order to maintain a team environment

Foster a collaborative high-performance culture

High level of financial spreading and credit analysis skills

Ability to problem solve, negotiate and present information to prospects

Ability to work in a proactive manner to collect information from borrowers to ensure loans can be closed in an efficient and timely fashion

Must be proficient in the usage of technology: telephone, keyboard typing, Microsoft Outlook and Excel and social media platforms

Physical Requirements:

Ability to stand for long periods of time

Able to view a computer screen for long periods of time

Must be able to speak and listen clearly both in person and on the phone

Fine visual acuity to read for accuracy

This job may require lifting up to 50 pounds occasionally, 10 pounds frequently

Additional Information:

KS StateBank is an equal opportunity employer. It is the Banks policy to make employment decisions on the basis of merit and to prohibit discrimination on the basis of race, color, sex, religion, age, national origin, disability, genetic information or any other consideration made unlawful by applicable law. The Bank is committed to complying with all applicable laws providing equal employment opportunities. This commitment applies to all persons involved in the operations of the Company and prohibits unlawful discrimination by any employee or supervisor. If you believe you have been subjected to any form of unlawful discrimination, please contact an Executive Officer of the Bank. The Bank will immediately undertake an effective, thorough and objective investigation. If the Bank determines that unlawful discrimination has occurred, effective remedial action will be taken. Appropriate action will also be taken to deter future discrimination. The Bank will not retaliate against you for filing a complaint and will not permit retaliation by management or your co-workers.

INTENT AND FUNCTION OF JOB DESCRIPTIONS All descriptions have been reviewed to ensure that only essential functions and basic duties have been included. Peripheral tasks, only incidentally related to each position, have been excluded. Requirements, skills, and abilities included have been determined to be the minimal standards required to successfully perform the positions. In no instance, however, should the duties, responsibilities, and requirements delineated be interpreted as all-inclusive. Additional functions and requirements may be assigned by supervisors as deemed appropriate. In accordance with the Americans with Disabilities Act, it is possible that requirements may be modified to reasonably accommodate disabled individuals. However, no accommodations will be made which may pose serious health or safety risks to the employee or others or which impose undue hardships on the organization. Job descriptions are not intended as and do not create employment contracts. The organization maintains its status as an at-will employer. Employees can be terminated for any reason not prohibited by law.

Commercial Lender at KS StateBank – Wichita, Kansas

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