Mortgage Loan Officer Team Captain at Arrowood Team @ Preferred Rate – Houston, Texas

Consistent inbound leads. No prospecting. Focus on closing.

We’re looking for an experienced Mortgage Loan Officer to step into a Team Captain role on a high-performing, referral-driven team.

This is not a cold-calling or self-sourced position.

Our team generates opportunities through referral partners, marketing systems, and past clients, allowing you to focus on advising clients, structuring deals, and closing loans.

If you’re tired of chasing business and want to spend your time working with qualified borrowers, this role is built for you.

At the Arrowood Team @ Preferred Rate, we believe the mortgage process should be clear, smooth, and even enjoyable. We’ve built our business around strong communication, consistency, and doing what we say we’re going to do. We’re proud to have earned 245+ five-star Google reviews from clients we’ve served.

Compensation- $60,000 – $80,000, plus commissions, with total compensation potential of $120,000+.

$60,000 - $80,000 + commission

What You’ll Do

• Conduct borrower consultations and structure loan scenarios
• Pre-approve and guide clients through financing decisions
• Present loan options clearly and confidently
• Lock loans and prepare files for submission
• Communicate with clients and referral partners during the early stages of the process
• Provide consistent follow-up with active buyers
• Deliver a high-level client experience that generates referrals
• Work closely with a processing team that takes over the file after submission
• Follow established consultation and communication frameworks used by the team

Experience

• 5+ years of mortgage lending experience
• Active NMLS license
• Strong loan structuring and guideline knowledge
• Experience with Encompass or similar LOS
• Construction lending experience preferred but not required

Skills & Traits

• Strong communication skills with clients and referral partners
• Confident presenting options beyond just the rate
• Highly organized and detail-oriented
• Proactive and responsive
• Comfortable managing multiple active files
• Team-oriented with a high level of ownership
• Eastern or Central Time Zone for Remote Work

We are part of Preferred Rate, a top 10 retail mortgage bank operating in 49 states. While we have the backing of a national lender, our local team operates as a tight-knit, enterprising group focused on delivering exceptional client care.

Benefits

• 401(k) / 401(k) matching
• Dental Insurance
• Health insurance
• Life insurance
• Paid time off
• Vision insurance