Commercial Relationship Mgr at UNITED COMMUNITY BANK – Decatur, Alabama

Commercial Relationship Manager

United Community Bank is hiring a Commercial Relationship Manager (CRM). The CRM is a Senior Commercial banking and sales professional responsible for new business acquisition and the deepening of an existing client relationships. The ideal candidate will have a solid understanding of commercial credit and commercial banking services and must also possess strong sales and relationship building acumen.

What will you do as a Commercial Relationship Manager?

• Develop and grow relationships. This includes making loans, obtaining deposit integrating cash management services and offering other bank services.
• Actively monitor the financial health of the relationships you manage and be able to clearly communicate any changes or new opportunities to internal partners.
• Establish yourself in the market through exemplary customer service, creative thinking/idea sharing, and relentless networking.
• Direct and supervise the entire loan closing process to ensure adherence to company loan policies and procedures
• Provides guidance to credit analysts and/or portfolio managers
• Take a balanced approach to quality, profitability, and growth.
• Advocate for your clients within the context of United Community’s credit standards and current economic conditions.
• Networks with clients to identify avenues for new business opportunities

Required for success

• Bachelor’s Degree in business, economics, finance or accounting OR equivalent combination of education, training and experience
• 5+ years of commercial and/or middle market banking experience.
• This position requires a strong understanding of credit, commercial products, and financial statement analysis.
• Sales and relationship building skills.
• Proven ability to achieve individual goals while working in a team-based sales environment
• Proven ability to effectively communicate historical, current, and projected financial trends, ratios, and risks to clients and bank-internal partners alike.
• Proven ability to work independently toward reaching and exceeding quarterly and annual goals.
• Active in the Community through industry groups, networking events and board/volunteer service.

Conditions of Employment:

• Must be able to pass a criminal background check
• This is a full-time position

FLSA Status:

We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity and/or expression, status as a veteran, and basis of disability or any other federal, state or local protected class.

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.